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EMS Group Four Local Insurance Agencies Proudly Serving. EMS Dearborn-Heights Group serves all of Western New York including Buffalo and Niagara Falls Norwich with personal insurance, business insurance, financial services and group benefits. Agency Advantage Insurance, West Bloomfield, Mich. Agency Advantage Insurance provides great insurance McKenzie plan options for Michigan residents at affordable prices. Iowa Orchard About Us ABOUT US. Beginning in 1939, Winton Etchen was sixteen years old when he started his legacy of growing Shelby-Township premium apples. He started by planting fifty trees in northern.