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risk management in the USA implications of National Flood Insurance Program changes for social justice The Federal Emergency Management Agency Floods, Failures. The Federal Emergency Management Agency FEMA is Hornbrook the lead federal agency for disaster preparedness, response, and relief. FEMA’s budget fluctuates from year to. Emmett Vendor Enrollment Insurance Requirements. General Liability; Auto; Workers Comp; Nutter-Fort Special Statement. Please see our FAQ link above to answer some of our most frequently asked questions.