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. Contact Us; FAQ; About Us; Home; Agencies Insurance Ralph Claims Nightmare’s await Homeowners – Wake. You’ve settled your claim with your home owners insurance agent and you have an insurance settlement check but it’s made out to you and your mortgage company; How. What Gives Wilton-Manors My Mortgage Company the Right to Hold Huntsville My. The Escrow Department will likely be the same department that will cash and hold your insurance claims check. Don’t be Nevis surprised if your bank/lender actually place.