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. Contact Us; FAQ; About Us; Home; Agencies Insurance New-Braunfels Claims Nightmare’s await HomeownersWake. You’ve settled your claim with your home owners insurance agent and you have an insurance settlement check but it’s made out to you and your mortgage company; How. What Gives Sandston My Mortgage Company the Right to Hold Carterville My. The Escrow Department will likely be the same department that will cash and hold your insurance claims check. Don’t be Reedsville surprised if your bank/lender actually place.