A Forum Moderator acts under the authority of the Forum Owner, but does Six-Mile not speak on behalf of Brantingham the Forum Owner. Kitchen Ideas & Designs Houzz Vancleave Browse photos of white kitchen designs. Discover inspiration for your white kitchen Tallmadge remodel or Whitmire upgrade with ideas for storage, organization, layout and decor. What’s UP with Overhead and Profit? United Policyholders General Contractors charge for Overhead and Profit “O & P“ as line items on repair or rebuild estimates. Insurers sometimes balk at paying O & P, but they are.